Management Team

Mr. P S N Murthy, Head – Finance

With a distinguished career spanning over 38 years in the banking and development sector, Mr. Murthy has accumulated a wealth of experience. He spent 25 years serving in various capacities at the Small Industries Development Bank of India (SIDBI) and MUDRA, with postings in prominent cities such as Patna, Nagpur, Mumbai, Lucknow, and Hyderabad. Through his diverse career experience, he has developed a deep understanding of the sector, leveraging his expertise to drive growth and development. Mr. Murthy holds a Post Graduate degree in Rural Development, further underscoring his commitment to promoting economic development in rural areas.

Mr. Mahavadi Kiran Kumar, Head – Operations

With over 22 years of experience in the financial inclusion sector, Kiran has established himself as a seasoned professional. His most recent role was as Business Head at RBL Fin Serve, preceded by a 22-year tenure at Bharat Financial Inclusion Limited and BASIX, where he held various positions. Throughout his career, Kiran has successfully expanded operations across multiple states, developed innovative products such as individual loans and affordable housing loan products, and demonstrated his expertise in the field. He holds an MBA from Osmania University.

Mr. Ramesh Kumar, Head – Accounts

He has 19 years of accounting experience in the financial services sector. He was with Samhita, a sister concern of Arriba since inception till the transition to Arriba. Prior to joining Samhita, he worked for 4 years in an audit capacity for a reputed accounting firm in Varanasi, where he specialized in micro-finance audits. He has a Post Graduate degree in Commerce.

Mr. Ganesan Ramakrishnan, Head – Internal Audit

With a remarkable 35-year career in accounting, finance, and audit, Mr. Ganesan Ramakrishnan has established himself as a seasoned professional. His extensive experience spans both the manufacturing and service industries, with a notable 20-year tenure in the development sector. Through his experience, he brings a wealth of knowledge and insight to his work in the development sector. He holds a Graduate degree in Commerce.

Mr. Abhishek Patro, Head – Credit Underwriting

With a career spanning over 20 years in the development sector, Mr. Abhishek Patro brings a wealth of experience to this role. His journey began at Nidan in Bihar, where he spearheaded their micro-finance initiative, and later transitioned to Samhita, a sister concern of Arriba, where he played a key role from inception to transition. His expertise extends to multiple financing methodologies, new product rollouts, and internal audit, making him a valuable asset to the organization. He holds a Post Graduate degree in Commerce.

Mr. Sanjay Yadav, Head – Information Technology

As Head, Information Technology at Arriba, Mr. Sanjay brings a quarter-century of experience in development finance to the role. His extensive career has been marked by a long tenure at Samhita, a sister concern of Arriba, where he was a key member of the team from inception to transition. Prior to that, he held a leadership position at Cashpor India, Varanasi, overseeing MIS and Administration functions. A graduate of Purvanchal University, Sanjay has further honed his skills through participation in numerous global training programs, including those at the renowned Grameen Bank, Grameen Communications, and ASA in Bangladesh, as well as Cashpor Technical Services in Malaysia. His diverse experience and training have equipped him to effectively lead the MIS team at Arriba.

Ms. Bharti Panda, Head – HR

With over 12 years of experience as a Head of Human Resources, she has a demonstrated record of driving HR success through strategic leadership and operational excellence. Her expertise spans training and development, performance management, compliance, disciplinary procedures, and recruitment. She is adept at handling all aspects of HR administration, including data management, grievance resolution, counseling, and employee relations. Holding both a Postgraduate and M.Phil. degree in MBA HR and LLB she brings a robust academic foundation to her professional skillset, ensuring a comprehensive approach to HR management.